Frequently Asked Questions

What does Atom Holdings specialize in?

Atom Holdings is a registered Investment management firm that specializes in diverse investment strategies. We offer dynamic investment solutions to help clients achieve their financial goals.

What types of investment services do you provide?

Are there any risks associated with investing through Atom Holdings?

Yes, investing generally carries inherent risks. Asset values may fluctuate, and past performance does not guarantee future results. We recommend clients carefully consider their risk tolerance before investing.

How does Atom Holdings ensure transparency?

We maintain complete transparency in our investment processes. Clients receive regular updates and detailed reports on their portfolio's performance, enabling them to stay informed about their investments.

Is personalized investment advice provided?

Yes, our dedicated investment advisors provide personalized advice based on clients' financial goals and risk tolerance. However, any advice provided does not guarantee investment success, and clients are responsible for their investment decisions.

What are annuities?

An annuity is a long-term financial contract that can provide you with a stream of payments later in return for an investment now. Annuities can help with retirement income, estate planning or tax deferral.

Is a 401(k) or a pension plan better?

Pensions, which are defined benefit plans through which employers provide retirement income to employees, are falling out of favor. Many employers have switched to 401(k)s, which give employees more control over their retirement savings, but also means they assume more risk.

How does Atom Holdings approach diversification?

We believe in the power of diversification to mitigate risks. Our investment portfolios are designed to encompass a balanced mix of assets across diverse investment strategies.

How is client data handled?

We prioritize the security and privacy of client data. All personal and financial information is handled in accordance with our Privacy Policy.

Can I access my investment portfolio at any time?

Yes, clients have access to their investment portfolios at all times. Our user-friendly platform enables easy monitoring of portfolio performance.

Is there a minimum investment requirement?

Yes, minimum investment requirements may vary depending on the type of investment service chosen. Please refer to our website or contact our team for specific details.

What are the payment methods for investing?

We accept various payment methods, including bank transfers and online payment platforms. Our team will provide further details during the investment process.

Can I Have a 401(k) and an IRA?

Short answer: Yes, you can contribute to both a 401(k) and an IRA, but if your income exceeds the IRS limits, you might lose out on one of the tax benefits of the traditional IRA.

What are required minimum distributions, or RMDs?

The IRS spends a lot of energy making sure people don’t tap their retirement accounts, imposing taxes and penalties on most early withdrawals. So it might surprise you to learn that at a certain point, the agency forces you to take money out of your account through required minimum distributions, often referred to as RMDs.

How are Withdrawals Processed?

Withdrawals of earned funds are processed through two main methods: bank transfers and cryptocurrency. To initiate a withdrawal, investors are required to provide their bank account details, which will be automatically paired with their investment account. Alternatively, cryptocurrency withdrawals are also accepted through platforms such as Coinbase, Blockchain, Binance, Exodus Wallet, and others. However, it’s important to note that cryptocurrency withdrawals may incur additional fees.